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Contractor Insurance Specialists

Insurance built from
the ground up.

Specialist coverage for builders, tradesmen, and contractors. Less paperwork. Fewer exclusions. Faster COIs.

Rated 4.9 by contractors

Common Challenges

We work hard to give you the most value.
Whatever you need.

From faster COIs and fewer exclusions to competitive premiums and coverage for high-risk trades.

Knocked back for no reason

High-rise, demolition, asbestos - you keep getting declined or hit with crazy premiums.

COIs taking forever

You need certificates yesterday. Your current broker takes a week.

Policy full of exclusions

You thought you were covered until the claim got denied.

Premiums through the roof

Renewal comes in 40% higher and no one can explain why.

Coverage

Coverage that keeps you on the job.

All the policies contractors actually need. No fluff.

demolition

General Liability

Third-party injury and property damage. The non-negotiable.

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highrise

Builder's Risk

Materials, equipment, and the structure itself - covered until handover.

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prof-liab-construction

Professional Liability / E&O

Design, advice, project management errors. Covered.

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concrete

Inland Marine / Tools & Equipment

Protect your gear on site, in the truck, or in storage.

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Workers' Compensation

Keep your crew covered. State-compliant.

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Commercial Auto

Pickups, trucks, and fleet. On-road and on-site.

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Contractor's Equipment

Excavators, cranes, loaders - covered for damage and breakdown.

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Umbrella / Excess Liability

Extra protection when contract limits demand it.

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Surety Bonds

Bid bonds, performance bonds, payment bonds - get bonded fast.

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Why Choose Us

Your specialist contractor insurance advantage

Why contractors choose Rosella over generalist brokers.

We speak construction

No explaining what a GC is. We already know.

Hard-to-place? No problem.

Demolition, abatement, high-rise - we've got markets for it.

COIs in hours, not days

Your GC needs proof of coverage now. We deliver.

One broker for everything

Liability, builder's risk, fleet, workers' comp, bonds - all in one place.

We fight on claims

Insurers push back. We push harder.

Renewal sorted early

No last-minute scrambles. We start 90 days out.

97%Clients stick with us

Comparison

See the Difference

What Matters Most
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Online Platform
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Access to specialist contractor insurers
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Covers high-risk trades (demo, abatement, high-rise)
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Same-day COIs
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Understands contract requirements
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Dedicated construction specialist
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Personal claims advocacy
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Workers' comp included
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Contractor's equipment expertise
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Fast quotes (24-48 hours)
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Surety bond access
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Our Process

How it works

Here is how we take insurance off your plate.

01

Tell us about your work

Quick form or call. 5 minutes, tops.

02

We do the legwork

We go to market, call the underwriters, fight for the best terms.

03

You pick the coverage

Clear options, plain English, no surprises.

04

COIs when you need them

Same day certificates. Every time.

05

Claims? We go to bat for you.

We're in your corner when something goes wrong.

FAQ

Questions contractors ask us

Get back to the job.
We've got the insurance handled.

Talk to a contractor specialist. No jargon. No runaround.

Trusted by 3,000+ construction companies and workers across America